Benefits of Our Credit Building Programs for Apartments

Benefits of using RentPlus

Increased Credit Card Limits

Borrowing power can increase tremendously when you prove to creditors that you can effectively handle more credit. You can ask your credit card company to increase your limits, and they often will. It’s important to remember that your ratio of available credit to used credit takes a role in calculating your credit score. Our credit building program for renters can help you build your credit and earn higher credit limits.

Improved Loan Approval Rate

Build a high credit score with our credit-building programs for renters that can also help you improve your chances of being approved for a loan. Of course there are some other factors as well, such as income and current debt, but your approval rates will still be much better.

Lower mortgage and refinancing rates

If your credit history is clean, and you have a high credit score, you are more likely to receive lower mortgage rates. You will be considered as a prime customer to lending institutions.

Taking advantage of our credit-building programs for renters can help you achieve a high score and lower rates.

Lower auto/boat/rv/atv rates

Looking for a new car? A new toy perhaps? Interest rates for lending on these items are set based on your credit history. Much like mortgages, the higher your credit score, and the cleaner your credit history, the lower your interest rate will be. The Multifamily RentPlus credit building programs for renters will allow you to do so much more by increasing your credit score.

More negotiating power

When you take advantage of our credit-building programs for renters, you can more likely negotiate your own terms. Negotiating power is strengthened, allowing you to shop different offers, and leverage potential offers against one another. More offers and options open up to you if you have a high credit score.

Better car insurance rates

Auto insurance companies say that people with poor credit tend to file more claims, and are often penalized with higher insurance premiums. With a good credit score, you are likely paying less than similar insurance holders. Start building that good credit score today by taking advantage of our credit building programs for renters.

Getting a job

It may seem odd to think that your credit could affect your ability to get a job, but the truth is that more and more employers take your credit into account when deciding whether to hire you. People with good credit are seen as more responsible, a quality that employers want. Don’t lose out on that dream job because of a low credit score, start building your credit with our credit building programs for renters and watch your life flourish.

Get reduced or waived deposits

Many services require deposits, including: electric, gas, cell phones, TV, internet, etc. Often times these deposits can be reduced, or even waived for those with good credit. This can save you hundreds of dollars when you are moving to a new location.